Terms and Conditions

Welcome to Shambhavi Financial Services. By accessing or using our website or services, you agree to comply with the following Terms and Conditions. Please read them carefully before proceeding.

  1. Eligibility
    Applicants must be 18 years or older and meet the eligibility criteria specified for each loan product.
  2. Loan Approval
    Loan approval and disbursement are subject to verification, documentation, and credit evaluation as per our internal policies and lender guidelines.
  3. Documentation
    All applicants must provide accurate and valid information. False or misleading details may lead to rejection or legal action.
  4. Interest Rates and Fees
    Interest rates, processing charges, and other fees are subject to change based on market conditions and lender discretion. Details will be disclosed before final approval.
  5. Confidentiality
    All personal and financial information provided by clients will be kept confidential in accordance with our Privacy Policy.
  6. Limitation of Liability
    Shambhavi Financial Services acts as a financial facilitator and is not responsible for delays, denials, or losses resulting from lender policies or applicant actions.
  7. Modification of Terms
    We reserve the right to update or modify these Terms at any time without prior notice. Continued use of our services implies acceptance of the latest version.
  8. Governing Law
    These Terms are governed by the laws of India, and any disputes shall fall under the jurisdiction of Lucknow, Uttar Pradesh.
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